Aadhaar is a 12-digit unique identification number issued by the Unique Identification Authority of India (UIDAI) to the residents of India. It serves as a proof of identity and address for Indian citizens. The Aadhaar number is linked to several services like bank accounts, PAN card, mobile number, LPG connection etc. to avail government benefits and subsidies. You can check if your bank account is linked to your Aadhaar number through some simple steps.
Check Aadhaar-linked bank account through Aadhaar authentication
One of the easiest ways to check if your bank account is linked to Aadhaar is by authenticating through Aadhaar. Follow these steps:
- Visit your bank branch and request for Aadhaar authentication.
- Submit your Aadhaar card copy to the bank official.
- An authentication request will be initiated using your fingerprint/iris scan.
- If your Aadhaar details match with the bank records, your account is linked to your Aadhaar.
- The authentication history is recorded in the Aadhaar database as well.
This instant biometric authentication confirms if your bank account is linked to Aadhaar. It is the fastest way to verify the linkage without checking through SMS or online options.
Check through Aadhaar-linked bank account via SMS
You can also check the Aadhaar-bank account linking status through a simple SMS verification. Follow these steps:
- Type UID AADHAAR Number > 14 digit Aadhaar number
- Send this SMS to 5676782 from your registered mobile number.
- You will receive an SMS response from UIDAI confirming if your bank account is linked to your Aadhaar or not.
This facility is available only for mobiles registered in the Aadhaar database. If your mobile number is not registered, first get it updated in your Aadhaar details to use this method.
Verify Aadhaar-bank account linking through online portal
UIDAI provides an online portal to check if your bank account is linked to your Aadhaar number. Follow these simple steps:
- Go to the UIDAI website and click on Aadhaar Services.
- Under the Aadhaar Authentication tab, click on Authentication History.
- Enter your 12-digit Aadhaar number and security code.
- Click on Send OTP and enter the OTP received on registered mobile number.
- The portal will display details of successful Aadhaar authentications performed on your Aadhaar number.
- If your bank account has been linked, details like date of linking, bank name, branch etc. will be displayed.
This can be used to not only check bank linkage but also other services linked to your Aadhaar.
Verify through bank account statements
One direct method is to check your bank account statements for confirmation of Aadhaar linking:
- Log in to net banking and go to account statements page.
- Check last 3-6 months statements.
- If your Aadhaar is linked to the account, the Aadhaar number will be printed on all statements.
- This official record in bank statements confirms your Aadhaar-bank linkage.
However, this method can be used only after Aadhaar is linked. To check real-time status, use previous instant methods.
Aadhaar-bank linking status via visit to branch
You can also visit your bank branch and request the officials to check if your account is linked to Aadhaar:
- Submit a request letter to verify Aadhaar-bank account linkage status.
- Provide copy of Aadhaar as ID proof.
- Officials will check their database and confirm current status.
- This manual verification may take 2-3 working days.
Though slow, a confirmation letter from the branch is an official communication regarding your Aadhaar-bank linkage status.
Check through missed subsidy deposits
Another way to identify if Aadhaar-bank linkage is successful is checking subsidy deposits:
- If eligible, subsidies like LPG, scholarship, pension etc. are transferred to Aadhaar-linked bank accounts.
- If you stopped receiving subsidies despite being eligible, your bank account may not be linked.
- Contact bank branch regarding missed subsidies to check Aadhaar linkage status.
However, do check for other reasons like account inactivity, paperwork lag etc. before confirming linkage failure.
Verify through Aadhaar Enabled Payment System
Aadhaar Enabled Payment System allows you to withdraw subsidies and benefits directly from Aadhaar linked account using fingerprint authentication.
- Try withdrawing an amount at your bank branch through AEPS.
- If the transaction fails, your Aadhaar-bank account linking may have issues.
- Consult bank officials to trace the linkage failure.
Failed AEPS transaction clearly indicates improper linkage between Aadhaar and bank account.
Check linkage status through NPCI mapper
NPCI has launched a utility to map and check status of Aadhaar linkages via the NPCI Mapper portal:
- Visit the NPCI website and click on the NPCI Mapper option.
- Select Aadhaar Seeding Status and enter details like bank name, account number etc.
- The portal will instantly display the Aadhaar linking status with the bank account.
The NPCI Mapper has been created especially to provide real-time Aadhaar seeding status and verify linkages across services.
Conclusion
Keeping bank accounts linked with Aadhaar is mandatory to continue receiving government entitlements seamlessly. Some ways like Aadhaar authentication, NPCI Mapper etc. instantly verify linkage status while other options may take 2-3 working days. It is advisable to proactively check your Aadhaar-linked bank account and ensure proper seeding to avoid transaction failures in future.